DID YOU KNOW? Until 1961, Toronto’s immigrant population was almost exclusively (92%) European. Today, nearly half of all newcomers to the city are from the Far East and Asia, with European-borns representing just 17% of recent immigrants.
By Archie D'Cruz » Buying a home is a dream most new immigrants cherish. Unfortunately,
it's neither wise nor always possible to do so as soon as you land in
Canada.
Let's talk about the wisdom aspect first. It makes a lot of sense for
you and other working family members to find long-term or permanent
jobs before deciding on where to buy a house. After all, would you want
to travel three hours to and from work each day?
By Gil Strachan »
Congratulations! You've found the perfect home, and now it's time to do
the offer and close the deal. If you're like many people, you may be
feeling a cash crunch by this time. You may be wondering why you would
want to incur yet another expenditure, such as a home inspection. A
valid consideration!
By Luigi Frascati » There are many good reasons to rent rather than buy a house or apartment when you first arrive in Canada. Once you have found your feet financially though, there are many more good reasons to abandon your life as a tenant and buy a home.
Perhaps the first thing all new immigrants to Canada do is look for a
place to stay. To help you in your quest for a rental apartment or
home, we are compiling a list of sites where you can begin your search.
If there's one home-buying tip that can potentially save you thousands
of dollars, it is this: Use the services of an independent mortgage
broker. Their services are free and they will almost always be able to
get you rates below what the banks offer you.
People planning to buy a home sometimes find that financial
institutions won't offer them mortgages because of problems with their
credit history. But what if that bad credit history on your profile is because of
inaccurate information?
By Rhiannon Williamson » Real estate agents, Canadian residents and
foreign investors interested in the Canadian property market are all in
agreement - as Canada becomes a more desirable place to live year on
year so property investment in Canada becomes a more attractive
prospect year on year.
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